Expressions That Always Use The Spanish Present Subjunctive

There are some expressions in Spanish where the present subjunctive is always used. These expressions start with “que”, because there is implicit expression of a desire. “Deseo que….”/ “Espero que”, etc. (I wish/ I hope that). These phrases are very common in Spanish, so let’s take a look at some of the most common ones so you can start incorporating them into your Spanish vocabulary today.

Please note that the translations won’t be exactly literal, but more closely what we would say in English to express the exact same meaning.

Something to say to someone if they are sick:
¡Que te mejores! (I hope you get better)

Something to say to someone who is going to have an exam or is going on a job interview:
¡Que te vaya bien! (I hope it goes well for you!)

Something to say to someone who is going on vacation or who is going to a concert:
¡Que te diviertas! (I hope you have fun!)

Something to say to someone who is going to sleep:
¡Que descanses! (I hope you get some rest!)

Something that most grandmothers say:
¡Que Dios te bendiga! (God bless you!)

Something to say to someone who has to do something they don’t want to do:
¡Que te sea leve! (It won’t be that bad!)

Something to say to a kid who is going to bed:
¡Que sueñes con los angelitos! (“Sweet dreams!” The literal translation would be “I hope you dream with angels!)

Something to say to someone who is receiving a present:
¡Que lo disfrutes! (I hope you enjoy/like it!)

Remember that it is always necessary to use Subjunctive when there are desires from one subject but another subject will do the action.

“Espero que mi jefe tenga un buen día” (I hope that my boss has a good day.)
“¿Quieres que prepare la cena?”(Do you want that I prepare dinner?)
When the subject is the same we only need to use Infinitive.
“Juan quiere comprar una casa”(Juan wants to buy a house)

I hope that you have enjoyed today’s Spanish grammar lesson on the topic of expressions that always use the present subjunctive. So now e you have some very common expressions in Spanish that you can start using right away that use the present subjunctive. With that said, we will leave you with one more very common expression: ¡Que tengas un buen dia! (Have a good day!)

The Different Ways of Investing in a Mutual Fund Online

A mutual fund means a fund established in the form of a trust to raise monies through the sale of units to the public or a section of the pubic under one or more schemes for investing in securities, money market instruments, gold or gold related instruments, real estate assets and such other assets

In the past, the way for the mutual fund investor to make investments was through AMC agents or distributors.

Thanks to internet banking, the mutual fund online investor can start investing in mutual funds online any time of the day.

Even on the internet, there are multiple ways for investing in mutual funds online.

AMC Website
The simplest way to start investing in mutual funds online is through the website of AMC (Asset Management Company) or fund house. Most of the fund houses in India operate an online portal. The mutual fund investor can now make any mutual fund investment online. It KYC is mandatory for the investors to invest in mutual fund online.

Mobile App
Nowadays, most of the AMC’s have mobile apps from where the mutual fund online investor can invest in a fund of her/his choice in no time. In case of an Android or iOS device, download the AMC app, complete the KYC if not done already and start making mutual fund investments online.

The mobile app is also highly convenient. One can invest a lump sum amount or start a SIP. By investing through the official website or mobile app of the AMC,

Demat Account
Another well-known way to invest online in mutual funds is through your DEMAT account. You need to contact a stockbroker to open a demat and trading account. Most brokers allow you to open a demat account online.

The mutual fund online investor can easily buy and sell units of any mutual fund schemes. However, do remember that brokers charge a DEMAT Charges .

Third Party Web Portals
There are also third party web portals that allow the investor to make mutual fund investments online. These portals are normally registered with the AMCs as distributors. They earn a commission when you invest through them. Some of them also have mobile apps that allow you to invest in mutual funds online.

Bank Website
In the present day, many of the banks too are registered as distributors of several AMCs. You can visit the official website or your bank and start investing in mutual funds online. Just like third party portals, the banks too earn a commission when one invests through them. Stock exchanges

Investors can invest in mutual funds directly through recognised stock exchanges Whichever mode of investment is used to make online mutual fund investments, do not forget to take the help of a mutual fund calculator to calculate your returns. A mutual fund calculator is a financial mechanism that enables investors to calculate the estimated returns on their mutual fund investments.

This mechanism guides you in your future planning based on estimated returns and your investment objectives.

Home Based Business – Online Business Models

Affiliate Marketing

This is one of the quickest, easiest and cheapest ways to get started in an online business. Affiliate marketing requires very little technical expertise to get started. You can realistically get started without having a website. This model also requires the smallest investment.

Physical Product Sales

Selling physical products online is considerably more involved. It can be profitable, but requires a large up front investment and a significant amount of time to run. I am including selling on auction sites in this category.

Services

You can market virtually any service online, but services that don’t have to be delivered locally are best suited to this model. If you are a web designer, graphic designer, writer, photo editor, software developer or something of that nature you can sell your services online either through your own website or through a freelance site such as oDesk.com or Elance.com.

Selling services can be a fairly quick and inexpensive way to generate income online. The downside is that you are trading time for money and your income is restricted to the number of hours you work.

Digital Products

If you have expertise in some area you can create your own product to market online. It could be an information product, photographic art, software or any other product that can be delivered online. The investment and set up time can vary greatly using this model.

Subscriptions

The subscription based model generally involves charging a fee in exchange for access to information, a web based application or entertainment. The setup time for this model can be extensive, but the residual income can be significant.

Advertising

This model can be employed with a relatively low start up cost, but you have to be patient to see results. It takes time to generate a regular flow of traffic large enough to see any real income from advertising revenue.

This kind of business can be set up easily using ad server platforms like Google AdSense, Kontera or Chikita Mini Malls. These are known as contextual ad servers and will place ads on your website that are related to the content of the site. It is very easy to set up, but requires a very large amount of traffic to generate any significant revenue.

The alternative is to sell ad space directly or through an advertising broker. You can rent out the space on your website for a monthly fee or on a pay per click or pay per impression basis. This method takes longer to set up and requires more ongoing maintenance, but can be more profitable.

Network Marketing, MLM and Direct Sales

These business models, while different, are related enough and run in such a similar fashion that I just combined them into one model. The starts up costs vary widely as does the profitability of this model. Usually the main goal of each of these models is the same: lead generation and communication. Most of the good companies provide the websites and product fulfillment freeing up the business owner to focus on marketing.

To learn more about home based businesses and, especially, online business, visit my website. The link is located below.